November 2016

Found 3 blog entries for November 2016.

This just in. Thinking about buying a lot to build your own custom home? You should check out Blu Homes and attend the Land Owner Workshop this Saturday December  3. Tis workshop is a great place to start to get you on your way to your dream home. Blue Homes are designed to let the "outside in" and are locally manufactured in the Bay Area. Topics to be discussed include the Blu Home Building Process, Evaluating Land and Financing.  You can register here.

 

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photo credit: http://bit.ly/2g94RjM

Many of my potential first time home buyers aren't quite ready yet to buy. Often I hear: I am working on my credit score. I did some research and here is what I learned:

Credit score is used by lenders to evaluate your credit worthiness. It's between 300 - 850. Your credit score (aka FICO score) influences the height of the interest rate you can qualify for and sometimes also the type of loan. Some loans require a credit score of at least 640. The higher your score, the better.

Factors that influence your credit score:

-       Paying on time! The longer you pay on time, the better.

-       Total amount owed.

-       How high your outstanding balance is on a card in relationship to

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My clients who are new to the East Bay frequently ask me about commuting options. While BART is usually top of mind for new residents, there are plenty of other options available to the well-informed commuter:

  1. AC Transit buses run throughout the East Bay. Service includes local and express buses as well as Trans-Bay service to downtown San Francisco from several East Bay cities including Oakland, Berkeley, Emeryville, and Alameda (just to name a few). More information including routes, pricing, and schedules can be found on AC Transit's website.
  2. Casual Carpool is a series of designated spots throughout the East Bay where drivers stop and pick-up riders to form a carpool. In the East Bay it takes 3 or more people in a car to use the carpool
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